Marina di Loano S.p.A., established in 1989, is a company subject to the direction and coordination of Unipol Gruppo Finanziario S.p.A. and part of the Unipol Insurance Groupregistered in the National Register of Insurance Groups at n. 046.
In the broader real estate activities of the Group, Marina di Loano S.p.A. deals prevalently with design, construction and management of tourist ports and is the owner of the state concession of the Port of Loano.
Marina di Loano is part of the Unipol Group.
The Unipol Group
Unipol Gruppo S.p.A. is the second insurance group on the Italian market, the first in Non-Life Business, and among the top ten in Europe. Its ordinary shares have been listed on the Italian Stock Exchange since 1990 and are included in the FTSE MIB index. Its main shareholders are key companies of the Italian cooperative movement. It counts over 14,000 employees and serves nearly 15 million customers, thanks to the largest agency network in Italy.
At a consolidated level, the Group recorded total premiums of €12.3 billion at 31 December 2017, of which €7.9 billion in Non-Life business and € 4.4 billion in life business.
Pierluigi Stefanini is the Chairman, while Carlo Cimbri holds the position of Chief Executive Officer, General Manager and Group CEO.
The Group implements an integrated offer strategy in order to provide the widest range of insurance and financial products and services, and is particularly active in the area of supplementary pensions and health insurance. Its aim is to offer individuals, households and businesses greater security and confidence in the future, accompanying their choices regarding protection, savings and quality of life, while ensuring sustainable long-term growth for the benefit of all stakeholders: shareholders, customers, agents, employees, suppliers and communities.
The Insurance Sector
The Group operates in the insurance services sector mainly through UnipolSai Assicurazioni S.p.A., also listed on the stock exchange, the leader in Italy in Non-Life Business, in particular in Motor Vehicle TPL.
It operates in direct insurance through Linear Assicurazioni and in health care with the specialised company UniSalute: both companies are controlled by UnipolSai, whose operating scope also includes service providers specifically dedicated to car servicing and repairs, and management of “black boxes” for the Auto and Non-Auto insurance. The Unipol Group also has operations in the bancassurance channel through Arca Vita and Arca Assicurazioni (which distribute Life and Non-Life policies through the banking groups Banca Popolare dell’Emilia Romagna, Banca Popolare di Sondrio, and other banks), under an agreement with Unipol Banca, and through other joint ventures created with leading Italian banking operators.
The Group is also active beyond the Italian borders. In fact, UnipolSai operates in Serbia through the subsidiary DDOR Novi Sad.
The Financial and Real Estate Sectors
In the banking services sector, the Unipol Group operates through Unipol Banca, which focuses on retail and small business segments and offers a complete range of banking services and products. In the financial area, it also operates through UnipolRec, a company specialising in the management of non-performing loans.
In the real estate sector, it is a leading operator on the Italian market in terms of assets. It owns properties of great historic, symbolic and architectural value, which it is reviving as part of the Urban Up project focused on studying and renovating these important buildings.
It is also a major player in the Italian hotel industry through its subsidiary UnipolSai, thanks to the brands Atahotels and UNA Hotels & Resorts, as well as in the agricultural sector with Tenute del Cerro and in port management with Marina di Loano.
In recent years the Unipol Group has consolidated its brand awareness in the financial community by increasing its presence on new Media, with a view to the strategic coordination of all corporate communication channels. This has gradually led to the creation of corporate profiles on LinkedIn, Twitter, YouTube, Facebook and Instagram, as well as its very own blog Changes, giving greater visibility to the many projects and initiatives that show the commitment with which Unipol shares its corporate values and promotes events.
Unipol Gruppo Finanziario S.p.A.
Via Stalingrado 45
Telephone: +39 051 5076111
Telefax: +39 051 5076666
CHARTER OF VALUES AND CODE OF ETHICS
Accessibility, Foresight, Respect, Solidarity and Responsibility: the five core values underlying our daily commitment.
The Group’s Charter of Values, approved by the Board of Directors of the Company on 11 December 2008, is the result of an impressive collective effort: all employees of Group Companies and a number of agent representatives actively participated in the drafting process – over 6,000 people in total.
The Charter of Values formed a basis for the preparation of the Group’s Code of Ethics, at the beginning approved by the Board of Directors on 19 March 2009. The first version of the Code was updated to take into account the evolution of the Unipol Group in recent years and to meet the highest international standards, and most recently approved in its latest version by the Unipol Board of Directors on 23 March 2017. The Code of Ethics outlines the standards of conduct the Group observes in its relationships with all stakeholders.
The Code of Ethics applies to all Group Companies: it is addressed to everyone who influences or who is in any case impacted by Group activities: investors, directors, employees, agents, professionals, customers, suppliers, civil society and future generations.
In order to ensure the application of the principles expressed in the Code of Ethics and to guarantee its effectiveness, the Board of Directors of Unipol Group established two bodies:
- the Ethics Committee, consisting of no less than three and no more than five directors who meet the independence requirements prescribed by applicable laws and regulations (currently consisting of three members);
- the Ethics Officer, selected from qualified and independent candidates, with in-depth knowledge of the Group and recognised sensitivity regarding issues of ethics and corporate responsibility (office currently held by Walter Visani, a Unipol employee since 1982).
The two bodies have a proactive role regarding the content and purpose of the Code and are responsible for its promotion, proper interpretation and implementation.
In particular, requests for information or clarification regarding the content of the Code of Ethics and reports of alleged violations of the principles outlined in the Code of Ethics may be submitted to the Ethics officer, which will be treated with the utmost confidentiality and receive a reply within 30 days (extended to 60 days for more complex cases).
Since the Code is a voluntary self-regulatory instrument, all Stakeholders may submit reports to the Ethics Officer, except for cases in which other courts have been involved.
In order to be taken into consideration, reports of alleged violations of the Code of Ethics should be sent to the Ethics Officer, in written and non-anonymous form, in the following manners:
- via email, to the address firstname.lastname@example.org
- via ordinary post, to the address: Unipol – Ethics Officer, via Stalingrado, 45 – 40128 Bologna
Any requests for clarification and/or informed opinions on the most appropriate conduct models for avoiding violations or non-compliance with the Code of Ethics can be made over the phone by contacting the number +39 051-5077111.
The Charter of Values and the Code of Ethics, in their most recent version, have been adopted by the Board of Directors of the Company with approval of 09/05/2017